22-year mastery of applying SaaS, Data, FinTech, SEO, Marketing, and Sales to multiple global sectors, including the automotive, gold, real estate markets, and industries alike.

Sam Errama is the founder of CarCivic™ a Metaverse virtual dealership and automotive digital retailing solution based on blockchain technology that connects physical, digital, and real-world assets.

He also founded Plensy™ to transform the antiquated traditional financial ecosystem, known as the credit score rating, from the current loan processing methodology by offering lending services through the Plensy™ platform.

His laser-targeted behavior techniques utilize data and social science to reach customers and prospects to increase conversion percentages effectively.

Sam’s execution of his sales psychology expertise has been a critical factor in countless successful software programs.

Away from work, he enjoys spending time with his family a lovely wife and two daughters in Los Angeles, CA. He is fluent in Arabic, Spanish, and French and loves to learn about language and culture.

Mr. Margapuri brings extensive technical depth to our team with more than 26 years of experience in the field of information technology. Prior to CarCivic™, he served as Vice President with Citi/Banamex USA. In addition, he served as a software analyst/consultant at IBM Corporation.